140 replies to this topic

[MiniMikey]

Insurers who recognise Pass Plus
..

remember people you can only use a pass-pluss for the first year of driving

Its three years now.

[AndrewJ530]

More Than are pretty cheap insurers. I'm 20 with 2 years NCB and it would only cost £350 for standard 998. For a 1275 its only £470. Now i just need a mini lol.

Andrew

P.S i'm not sure what they would say if ya modded it though.

[Walters222]

Hey guys im adam and im new to this whole mini business but im loving it and ive just bought a mini

But i was very much ripped off when insuring my mini, im 17 and just bought a 1998 mini cooper with a 1275 cc engine and couldnt be happier i love the car to peices cost me a bit though i paid 2600 knocking it down from 2750 .

But then when it came to insurance wow. First of all before looking for a mini i did look at insurance prices and i did a few quotes on other Mini's which were for sale at the time for around about the same prices and engines and i was delighted to find they were cheaper than the previous cars that i had looked at which was a VW polo , and so i found out that the price of the insurance was about £1400 on my own insurance, but then i got my mini which i was over the moon about back to the house then the next day me and my dad looked at insurance and to my horror i found out that the insurance companies wouldnt offer me less than £3400 on my own insurance i could have cried because i was soooooo pleased with my mini and the reason we think is that it is a cooper, not the engine size or age of the car but the name!!!! But eventually after a few days of looking on the internet we found the AA would give me £1800 under my dad's name so thats how i did it and i couldnt be happier. This way i will not be getting any no claims though :/ but who cares ive got the mini of my dreams and i dont have to worry about insurance again for a whole year.

But i do warn you all before you go too look at a car get a quote for that car before buying!

[spikyrob]

my first year, 17 no NCB, stage 1 1275, buckets rollcage, alloys arches, adrian flux, £1900, pretty good considering some of the other quotes!

second year, also with flux, 1650, not too bad either, car got knackered switched to peugeot 306, got £50 returned lol!

now, my 3rd year, still on the peugeot, £1100 at 19! with brentacre theres only 4 people that work there, are all extremely helpfull, actually know what you are talking about when you start talking mods.

so when its back on the road...

1380 full race/rally roughly 120 bhp, suspension, brakes, the works! all mods declared, fully comp, agreed value of 6K,

at 19 with 2 years no claims £1850! best i had from others was £3500+

their number is 01792 6509331

Rob

[JakeJakeJake]

I am 18, Student, medium/low risk postcode, held my licence for less than a month, kept on drive, for a 1400cc mini 30, got £1200 fully comp. (£400 excess) with footman James limited to 6000 miles which is all I need, they only wanted £670 for TPFT. Includes legal protection, £50 windscreen excess, breakdown cover and 35 days of europian cover. The woman who gave me my quote seemed genuanly pleased at how low it was.
Adrian flux were £2600 or £2200. Everywhere else would not do it or it was a huge amount.

[bakker110]

Student 21, 0 no claims, 1 recorded accident driving since 17,
1293 mini with all (and all=lots) of mods declared, garaged, agreed value, mileage limit of 3000 per year, full European cover and UK and Euro Breakdown cover comes out about £440 with Adrian Flux but Insurance is with Highway. With a bit of TMF discount.