31 replies to this topic

[josh austin mini city e 82]

im going to get some sleep and dream of one day getting a reasonable quote!
thanks for all the advice! much appreciated

[bigrob]

no worries, good luck with it all

[Mini_Alex]

Like you say most classic insurance is for ages 21+ (also not all of them give you a no claims)
Have you tried any comparison sites like compare the market as thats where i managed to get my insurance.
The area you live can also affect your insurance due to the amount of claims or busier road conditions.
I've got a 1983 Austin mini with insurance for £1200 fully comp at 19 with my dad and (brother driving for 2 months) - both named drivers.

Either use a comparison site or phone around & try Graham Sykes.

Alex

[Down&Out]

and for some reason the title above my profile pic has changed to learner driver now? passed my test a while back ...

It changes as your post count goes up.

[mk3 Cooper S]

Move house?

[callum2464]

phone graham sykes £1180 on my mini all mods declared, you NEED to say you have non standard alloys and it put the policy down as this puts you on there modified policy and its alot cheaper than there standard policy,

[BenCoul]

I'm 17 and just passed my test. 998cc with a few mods.
Cheapest quote £2600 from Graham Sykes, then £2800 from Adrian Flux. TPFT. That's the best I can get anywhere, milage doesn't change much, and with a parant as named driver. Although I do live in a crap postcode, which has quite a bit to do with it I think.

[callum2464]

Don't put your parents on it make it your on policy and my mini is a 1275cc

[BenCoul]

That was my own policy at £2600!! how is it so much cheaper for you? How old are you?

[mini-luke]

Don't put your parents on it make it your on policy and my mini is a 1275cc

Adding my dad with more no claims than will fit on the drop down added £200 to mine, so be sure to check with and without.

[callum2464]

That was my own policy at £2600!! how is it so much cheaper for you? How old are you?

im 18 mate but did you go on the modified policy and put a lowish millage and it might lower it, for me i got a quote on a standard policy and it cost 2500, but when i got a modified quote it was over 1000 less

[BenCoul]

That was my own policy at £2600!! how is it so much cheaper for you? How old are you?

im 18 mate but did you go on the modified policy and put a lowish millage and it might lower it, for me i got a quote on a standard policy and it cost 2500, but when i got a modified quote it was over 1000 less

Ahh I see. Well they told me that was with their 'mini scheme', which I presumed would be cheaper than standard. But I'm going to check on monday I think.

[callum2464]

no there mini one is more expencive specifically ask for modified insurance haha hope you get a decent quote also tell them that you heard you could get quotes for 1000 and say that would be a price you are willing to pay, that all i did to get that quote haha

[BenCoul]

no there mini one is more expencive specifically ask for modified insurance haha hope you get a decent quote also tell them that you heard you could get quotes for 1000 and say that would be a price you are willing to pay, that all i did to get that quote haha

Nice one, cheers Pal, will give it a whirl

[onlinemini]

Theres no way round insurance you just have to pay...
Ive spent hours upon hours on the internet and on the phone, every loophole closed.
I'm 17 just passed my test with bad postcode, best quote modern 1.0L car 7k, classic beetle 2k, mini 3k. so i got 1275 mini 3.5k
It's so annoying we got 4 cars and i can't drive one. At 7 grand i could go out and buy brand new car!