Rightio, I'm 18, had one years driving being insured by peter james. I have heard all this talk that classic car insurers will not insure people under the age of 21 at least. However, I got a letter yesterday from peter james and it doesn't seem to mention this anywhere and they seem pretty happy to insure me again, i've not read every little word but there is nothing that jumps out to say they won't insure me.
Just a bit puzzled and wondered if anyone could help. The renewal quote they gave me wasn't very spectacular though anyway.
Peter James Renewal Regarding Under 25/21S
Started by
Duncy H
, Apr 01 2012 04:42 PM
22 replies to this topic
#2
2-alex-2
-
- Members
-
- 480 posts
Speeding Along Now
- Location: wales
- Local Club: SouthWalesMini club
Posted 01 April 2012 - 04:45 PM
i think its was footman james who were not going to insure un 25s as a friend of mine had to wait untill he was 18 so he could get his classic insurance so you should be alright i recon
#3
mini-luke
-
- Traders
-
- 2,362 posts
Postman Pat
- Location: Hereford
Posted 01 April 2012 - 04:46 PM
It's only Footman James who have stopped giving sensible quotes to young drivers (mind, some of them never have done!). With one years no claims, you stand a chance of getting a decent quote from a mainstream insurer such as Aviva, so be sure to shop around. Don't be afraid to phone Peter James and say that you have a quote of X amount from another insurer, will you match it?
#4
Duncy H
-
- Members
-
- 388 posts
Speeding Along Now
Posted 01 April 2012 - 04:55 PM
Oh that's nice to hear :) Thanks for the help.
#5
AVV IT
-
- TMF+ Member
-
- 6,122 posts
I am a shed dragger.
- Name: Dave
- Location: Cambridgeshire
- Local Club: Nobody will have me!!
Posted 01 April 2012 - 05:13 PM
It's only Footman James who have stopped giving sensible quotes to young drivers
Has anybody been back in touch with Footman James in the last few days?
It was actually their underwriter "Equity Read Star" that stopped insuring younger drivers on classic policies and therefore Footman James have since been looking for an alternative underwriter that would. I'm over 25 (a long way over!!) but I had my renewal through from Footman James yesterday and it seems that they have moved my policy from "Equity Red Star" to "Royal Sun Alliance" this year. So it might at least be worth checking with them, as they have clearly found a different underwriter for some policies.
Edited by AVV IT, 01 April 2012 - 05:15 PM.
#6
tomtaylor1994
-
- Members
-
- 338 posts
Speeding Along Now
- Location: Derby
- Local Club: DCMOC
Posted 10 April 2012 - 02:31 PM
I phoned PJ a month ago...
They asked me how old I was and I said 17. The man on the end of the phone said 'sorry, we don't insure young drivers at the moment'.
Hope this helps...
They asked me how old I was and I said 17. The man on the end of the phone said 'sorry, we don't insure young drivers at the moment'.
Hope this helps...
#7
jb93
-
- Members
-
- 2,439 posts
TMF Noddy Badge holder officially.
- Location: .
Posted 10 April 2012 - 03:43 PM
I phoned PJ a month ago...
They asked me how old I was and I said 17. The man on the end of the phone said 'sorry, we don't insure young drivers at the moment'.
Hope this helps...
They were nice to you then. The guy I had seemed to find it hilarious that I was after an insurance quote.
#8
Ryang556
-
- Members
-
- 2,747 posts
Up Into Fourth
- Location: Worcestershire
- Local Club: Top Mini
Posted 10 April 2012 - 03:45 PM
It's only Footman James who have stopped giving sensible quotes to young drivers
Has anybody been back in touch with Footman James in the last few days?
It was actually their underwriter "Equity Read Star" that stopped insuring younger drivers on classic policies and therefore Footman James have since been looking for an alternative underwriter that would. I'm over 25 (a long way over!!) but I had my renewal through from Footman James yesterday and it seems that they have moved my policy from "Equity Red Star" to "Royal Sun Alliance" this year. So it might at least be worth checking with them, as they have clearly found a different underwriter for some policies.
I have been, they told me that they no longer insure young drivers full stop and it's no longer under review
#9
tomtaylor1994
-
- Members
-
- 338 posts
Speeding Along Now
- Location: Derby
- Local Club: DCMOC
Posted 10 April 2012 - 03:51 PM
With an average quote of around £5500, it's looking impossible that I'll be driving this year, that's even with a pass plus :/
#10
Midas Mk1
-
- TMF+ Member
-
- 5,777 posts
Crazy About Mini's
- Location: Manchester
- Local Club: S.U.N.M.C
Posted 10 April 2012 - 03:52 PM
Well ive been insured with them for two years, and have had no letter / notifaction that this is the case.......
#11
Ryang556
-
- Members
-
- 2,747 posts
Up Into Fourth
- Location: Worcestershire
- Local Club: Top Mini
Posted 10 April 2012 - 03:53 PM
With an average quote of around £5500, it's looking impossible that I'll be driving this year, that's even with a pass plus :/
Who've you been trying with?
#12
tomtaylor1994
-
- Members
-
- 338 posts
Speeding Along Now
- Location: Derby
- Local Club: DCMOC
Posted 10 April 2012 - 05:43 PM
With an average quote of around £5500, it's looking impossible that I'll be driving this year, that's even with a pass plus :/
Who've you been trying with?
Everybody, I mean everybody...
Even with a tracker fitted, it still came in at a ridiculous price.
Cheapest was Adrian Flux at £2900, but that was TPFT and I really want fully comp for my pride and joy
#13
Ryang556
-
- Members
-
- 2,747 posts
Up Into Fourth
- Location: Worcestershire
- Local Club: Top Mini
Posted 10 April 2012 - 05:55 PM
With an average quote of around £5500, it's looking impossible that I'll be driving this year, that's even with a pass plus :/
Who've you been trying with?
Everybody, I mean everybody...
Even with a tracker fitted, it still came in at a ridiculous price.
Cheapest was Adrian Flux at £2900, but that was TPFT and I really want fully comp for my pride and joy
Have you tried Insure2Drive?
#14
tomtaylor1994
-
- Members
-
- 338 posts
Speeding Along Now
- Location: Derby
- Local Club: DCMOC
Posted 10 April 2012 - 06:02 PM
Yup, came back with £5720
With an average quote of around £5500, it's looking impossible that I'll be driving this year, that's even with a pass plus :/
Who've you been trying with?
Everybody, I mean everybody...
Even with a tracker fitted, it still came in at a ridiculous price.
Cheapest was Adrian Flux at £2900, but that was TPFT and I really want fully comp for my pride and joy
Have you tried Insure2Drive?
#15
maggies_minder
-
- Members
-
- 4,393 posts
TMFs New official Spamster
- Location: i dont know
- Local Club: sutton coldfield mini club
Posted 10 April 2012 - 06:08 PM
my misses works in insurance.
theres a company they use, its based in Ireland and will literally insure anyone.
my misses said they would quote an 18 with a porshe and you'd get a decent quote.
however should you crash, your standard excess is 3.5k and you'll have to pay for pretty much everything afterwards yourself.
they basically give you the documents to get on the road, but if it goes Tits up your basically on your own.
theres a company they use, its based in Ireland and will literally insure anyone.
my misses said they would quote an 18 with a porshe and you'd get a decent quote.
however should you crash, your standard excess is 3.5k and you'll have to pay for pretty much everything afterwards yourself.
they basically give you the documents to get on the road, but if it goes Tits up your basically on your own.
1 user(s) are reading this topic
0 members, 1 guests, 0 anonymous users
