7 replies to this topic

[minimaxie]

hi guys,

first time on this website for me (how did I not see TMF before as such an avid Mini fan is beyond me!) anyways, im looking to buy my first Mini. Hec, my first car! Ive always been a MASSIVE classic Mini fan, Im looking to save up about nearly £6000 over the next few months. Im 20, male, fully employed, and no yobbo scum! So Im hoping the insurance companies will see my puppy dog eyes and feel sorry for me

Im looking to either get a 998cc (maybe a City or Mayfair) or the 1275. Should be able to get a decent mini for around £3500-£4000. Ive done a few quotes on comparison sites for around the £1600 mark. Just wondering if theres specialists that can give me a better quote? I reckon, by the time I turn 21 in May I would have quite a bit of money, but im wondering if my insurance quotes will go down a bit?

Also anyone looking to sell theyre Mini in the next few months (up to £4000) who live in the London area, and have a good condition Mini they want to sell me offers are welcome (hint hint lol) .

Any information anyone has for me will be greatly appreciated!
thanks for your time guys, glad to be a new member of theMiniforum! Gotta say Im REALLY looking forward to posting you guys pictures of my eventual Mini over these next few months!
many thanks
Max

[Ethel]

Insurance comes up quite regularly, hardly surprising. Have a search to get a better feel. Classic car policies are popular,but you might not accrue any no claims discount or be subject to limited mileage. Ring for a quote and you may get a better price than online, or a quote where you can't get one off the web. Do it before you look to buy then you'll know what to look for: age of Mini, engine size, modifications allowed....

There's plenty of insurers' adverts in the Mini magazines

[minimaxie]

Insurance comes up quite regularly, hardly surprising. Have a search to get a better feel. Classic car policies are popular,but you might not accrue any no claims discount or be subject to limited mileage. Ring for a quote and you may get a better price than online, or a quote where you can't get one off the web. Do it before you look to buy then you'll know what to look for: age of Mini, engine size, modifications allowed....

There's plenty of insurers' adverts in the Mini magazines

thanks for the help thats good advice, hadnt considered the age there, thanks again!

[minimaxie]

just an update as advised by ethel, I got my insurance from a company called Groupama, through flux direct. I think theyre a Mini specialist company. got my insurance for £789! absolute bargain in my eyes! and im male whos only 20 with no NCB, result

[chrisandsarah]

just an update as advised by ethel, I got my insurance from a company called Groupama, through flux direct. I think theyre a Mini specialist company. got my insurance for £789! absolute bargain in my eyes! and im male whos only 20 with no NCB, result

Cheaper than my first insurance..

[Edited - did not notice sex haha]

Edited by chrisandsarah, 27 April 2012 - 07:23 PM.

[reallybig]

mine is currently 500ish and im 23 with 5 years ncb.......

plus i've lied about the value of my car to decrease the amount

[liam1288]

lol ive just renewed mine and got it for £251! (with excess protection and legal cover!) 1 year no claims...but thats because its on a military base ha ha oh and im 22...

Edited by liam1288, 28 April 2012 - 11:17 AM.

[minimaxie]

mine is currently 500ish and im 23 with 5 years ncb.......

plus i've lied about the value of my car to decrease the amount

thats naughty lying mate lol

well im pretty happy on my insurance, looked around for ages for a decent quote and seeing as compare the market >> elephant were quoting me £1300 for sheldon, i think ive done pretty good saving that much!

Edited by minimaxie, 28 April 2012 - 03:34 PM.