51 replies to this topic

[Scootay]

To be fair. I got quoted £420 for my MG ZR 160. Everywhere else £700 plus!

[sledgehammer]

To be fair. I got quoted £420 for my MG ZR 160. Everywhere else £700 plus!

so are you with them ?

[skyinsurance]

so are you with them ?

Hi,

perhaps if you object to our presence on TMF, instead of commenting to that regard on our thread, you could contact your club admin and raise the issue directly?

Is that fair?

Thank you

[sledgehammer]

so are you with them ?

Hi,
perhaps if you object to our presence on TMF, instead of commenting to that regard on our thread, you could contact your club admin and raise the issue directly? , Is that fair? -Thank you

When I said with them - I mean a customer ?

& no objection - just wondered if anyone on here was a customer of yours ?

as I said above - the more quotes , with more brokers anyone gets - the better chance of a good deal

Edited by sledgehammer, 11 March 2013 - 05:13 PM.

[skyinsurance]

When I said with them - I mean a customer ?

& no objection - just wondered if anyone was a customer of yours ?

as I said above - the more quotes , with more brokers anyone gets - the better chance of a good deal

Hi,

yes of course, and my apologies, I mis-read your post as written by I brooks, who does appear to have a small be in his bonnet about our presence on TMF. Your comments are fair and accurate.

My apologies again

[sledgehammer]

It could have read 2 way's - when I re read it - so I see what you meant

as far as I am concerned the more brokers / insurers the better

[skyinsurance]

It could have read 2 way's - when I re read it - so I see what you meant

as far as I am concerned the more brokers / insurers the better

Absolutely, choice is key and competition is to the advantage of club members.

Worth noting - although whether the customer will leave feedback is up to them, we insured a TMF member today via our provisional driver scheme.

[ibrooks]

So you think I don't like Sky Insurance? Trust me - compared to Flux you're practically on my Christmas card list.

What I object to is the ludicrous price of motor insurance and the practices of the industry in general. Basically I think motor insurers are a set of lying thieving scum. Feel free to actually do something to change my opinion - seriously please do something.


Hows about......

Provide cheap insurance that actually reflects individual risk instead of simply manipulating statistics to suit your profit margins.

Play fair!
If I build up no-claims I can only use it on one policy but if I have an accident it affects all my policies - why should insurers get it both ways? (because they can is the answer but not one I think is acceptable).
If someone bumps into me through no fault of mine I still see increased premiums for the next 5 years that I have to declare it - why? It wasn't my action that caused the loss and in the vast majority of cases it gives no indication of what I'm going to do in the future.

When my renewal comes through and often says in black and white that it's the best price you can offer - why does the same company often come up with a cheaper price when I go looking for quotes? The inference is that it wasn't really the best price you could offer, rather it was what you thought you might be able to get away with and not have me go looking for alternatives. That would be a lie then.




Whenever the question has been asked in a sufficiently public place insurers have bleated in recent years about their rising costs due to losses incurred by drivers who aren't insured, the spiralling costs of claims and these crash for cash accidents. Ah-diddums - you poor deprived babies.

The answers are in your own hands -

Investigate the circumstances of accidents and actually defend your clients if they tell you they think they have been a victim. The circumstances almost always raise a red flag and statistical analysis of all this data that insurers supposedly share should help to narrow more of it down. OK you'll never eliminate it but make yourselves less of a soft target and you will reduce it.

Get hold of the costs by forcing the repairers and hire car outfits to be competitive - take your business elsewhere if they aren't. It's common knowledge that if your car goes to an "approved repairer" that the cost will be FAR higher than if joe public just walked in ff the street for the same work to be done. This has gone so far that some of the insurance specialists won't take private work because the margins are so small by comparison. What they charge for hire cars is mental too - I could walk into an Avis office and hire an executive barge for what insurance companies "pay" for a Pug 107 courtesy car.

This lot should allow you to lower costs - now here's the key part. Rather than using the increased revenue to just line the directors pockets pass it on in savings to your customers. Maybe some of those un-insured drivers will now be able to afford to insure their cars.




As far as me turning this into a personal thing about Sky insurance goes.... You'll note that in almost every one of my posts in this thread I actively asked for anyone who has had good prices to make themselves known to try to strike a balance. If I was customer of an insurer and saw a thread with their name in the title I'd make damn sure I read it and if I'd had a good quote I'd have responded. We eventually had one person say they had a decent quote (on an MGZR as it happens so maybe I'll try you guys in August when mine is due for renewal) even then we haven't had an answer as to whether they went with you (yes I understand that it's up to them whether they want to tell us that or not). I would just have expected more positive posts than we have had if you really had been providing any number of people with competitive quotes.

Iain

[jas0n]

Sky High Insurance

[skyinsurance]

Insurance industry gripe

Hi Iain, happy to answer Sky Insurance specific queries but I am not here to answer general insurance industry gripes. For what it is worth though, I share the same frustration as any body else. What you are doing here is seeing someone working in the insurance industry with a public profile so you thought you'd have a pop at them.

As far as me turning this into a personal thing about Sky insurance goes.... You'll note that in almost every one of my posts in this thread I actively asked for anyone who has had good prices to make themselves known to try to strike a balance. If I was customer of an insurer and saw a thread with their name in the title I'd make damn sure I read it and if I'd had a good quote I'd have responded. We eventually had one person say they had a decent quote (on an MGZR as it happens so maybe I'll try you guys in August when mine is due for renewal) even then we haven't had an answer as to whether they went with you (yes I understand that it's up to them whether they want to tell us that or not). I would just have expected more positive posts than we have had if you really had been providing any number of people with competitive quotes.

Iain

The fact is Iain, whether you believe it or not or like it or not, people buy insurance from us but do not leave feedback, there isn't a lot we can do about that but as I say, if you have an issue with our presence on the forum, rather than constantly posting on our thread about it, you could just contact your club owners/admins/moderators and make your feelings known to them? I think that is a fair request.

Thanks

[skyinsurance]

Sky High Insurance

I see what you did there Jason

[ibrooks]

Blah blah blah

What I've seen is someone "in the insurance industry" (your not - your in the brokerage industry) and tried to get you to exert some influence to make things better for me and by extension everyone in the "club". I'm not the only one with these gripes - apparently they frustrate you too. So do something about it. Exert some influence over the companies you are selling for. Even just a couple of these things and their attendant price drops would likely see people falling over themselves to use you.

[skyinsurance]

Blah blah blah

What I've seen is someone "in the insurance industry" (your not - your in the brokerage industry) and tried to get you to exert some influence to make things better for me and by extension everyone in the "club". I'm not the only one with these gripes - apparently they frustrate you too. So do something about it. Exert some influence over the companies you are selling for. Even just a couple of these things and their attendant price drops would likely see people falling over themselves to use you.

Hi Iain,

thanks for your feedback.

[MiniLandy]

Even just a couple of these things and their attendant price drops would likely see people falling over themselves to use you.

It truly, truly would.

I'll be calling SkyInsurance tomorrow to see if they can insure my highly modified mini. It's got a 1.4 16v engine, MegaJolt, and bike carbs (think we can all agree that's pretty far from standard?).

I'm 21, 3.5 years claim free driving, but no NCB. Would be looking for a limited mileage policy.

I shall post back and let you all know whether they're better or worse than Flux.

[MiniLandy]

Had a call from Alex at Sky today, and I have to say i'm impressed. £700 TPFT, with legal cover, courtesy car, and all modifications covered like for like.

If you have a car that is actually MODIFIED, they'll give you a fair quote. I'm not just talking about set of alloys and an air filter, these guys specialise in insurance for highly modified cars. For that purpose, they're good.