7 replies to this topic

[Florence]

Hi,

would appreciate some help. Up to now, our 2007 mini cooper has been insured with mini insured however when we came to extending yesterday, they asked about modifications and we said the following had been done

exhaust manifold non standard
alloy wheels non standard
suspension
Brakes uprated

The modifications were done 2008-2009 whilst she was still under mini insured and now for some 'red tape' reason, they said they would not extend warranty even though we are not expecting them to cover non standard parts.

Her current mileage is 16092 and yes I don't use her that often, she's in vg condition and has passed her MOT twice in a row.

any suggestions and or similar situations? We have checked out warranty direct however reviews all point to con - they do what they can NOT to pay out despite the cost being less than, we want a reputable company..

Thanks,

[Bungle]

most of us on here drive classic minis and get cheap classic car insurance, it's the same with warranty's our cars are now more than 10 years old and most of us fix them our selves

you might be better off asking the same question on a BMW mini forum

Edited by Bungle, 30 June 2011 - 04:25 PM.

[Twincam]

Theres a forum called MINI2 which might be able to help you with your query.

Good luck

[AVV IT]

With the fact that this is not really a classic Mini issue aside, I've never yet purchased an extended warranty on anything let alone a car!! My personal belief is that they are completely unnecessary and exist solely to extract money out of vulnerable consumers by scaring them with examples of over inflated an unrealistic repair bills. When the "no win - no fee" solicitor mob have finished with the miselling of endowment mortgages and payment protection insurances, then I firmly believe that the extended warranty vultures will be next!!

As Homer Simpson once said...... "Extended Warranty... I can't loose!!"

[Florence]

Theres a forum called MINI2 which might be able to help you with your query.

Good luck

Thanks for this:)

[mab01uk]

Theres a forum called MINI2 which might be able to help you with your query.

Good luck

Thanks for this:)

Also try TotalMini.com............(quite a few TMF members with MINI's also post on there these days)
http://www.totalmini.com/forum/

[Cooperman]

Extended warranties? Bah, humbug!
My wife had a Jeep Grand Cherokee on which was an extended warranty. I drove it at one point and noticed that if 4WD was used there was a transmission problem developing. I called the warranty company and asked for it to be fixed at their expense. They said that as the vehicle was still going along they would not cover it. I told them that if we continued driving it then it would lead to a much higher repair cost. They said this was not their problem as because it had been reported before failure, it was our responsibility to have it repaired so that there would be no claim under the warranty for a fault we knew was developing and said this was part of 'wear & tear' and the requirement for us to service the vehicle as necessary!

[matt615]

Don't waste money on extending the warranty!

Generally extended warranties for cars aren't worth the paper they're printed on. They have so many exclusions that they are very unlikely to pay out for any claim you make.

For example they don't cover 'wear and tear'. Pretty much anything that goes wrong on a car can be blamed on wear and tear.

The best option is to take the money you would have spent on the warranty, and keep it in the bank. If something goes wrong then you'll have the money to pay for it, and if (most likely) nothing goes wrong then you still have the money.

Especially on such a modern car with such a low mileage, an extended warranty is just like throwing money down the drain.

Edited by matt615, 02 July 2011 - 03:10 PM.