6 replies to this topic

[Jayme 1275]

hi just wanted to ask which is the best insurance companies that will insure minis or have mini friendly policys gona try insuring one of my parents on my car to get it to shows saying they aking over 7grand for me and the car is mildly modified with a standard mpi engine

[Scallywag630]

Try Footman James.

[Nick '91]

I made a list when searching around for mine, however its not all that comprehensive but should give you an idea of the "right" price.


lancaster- 01480 484 826


adrian flux - 08000 83 88 33


hic - 0844 888 4 888


footman james - 0843 357 1908


peter james - 0121 506 6040


sky insurance - 0870 11 21 759


flux direct - 0800 089 0154

[leroy26]

and make sure your the named driver not your folks otherwise youll end up with a massive fine and possible prison

[Sam Walters]

and make sure your the named driver not your folks otherwise youll end up with a massive fine and possible prison

You mean the other way around....

Oh and your certain he will get a fine?

Edited by Sam Walters, 04 June 2011 - 10:43 PM.

[leroy26]

if the cars registered in your name you have to be the main driver on the insurance policy or it looks like your doing something called fronting, basicly insurance fraud, which does carry a fine of thousands and a possible prison sentence

if you have a crash and youve said its your mums/ dads/ grannys car and youve wrote it off they will find out!

[ShoutforJoy]

if the cars registered in your name you have to be the main driver on the insurance policy or it looks like your doing something called fronting, basicly insurance fraud, which does carry a fine of thousands and a possible prison sentence

if you have a crash and youve said its your mums/ dads/ grannys car and youve wrote it off they will find out!

It's got nothing to do with who the registered keeper or the owner is, although the insurance company do ask who it is for their records. It's all about declaring who the main driver is properly. If you declare your mum or dad to be the main driver and they're not, then that is insurance fraud (called "fronting") for which you could get a large fine and/or prison. If they really are the main driver then you have nothing to fear.

As Leroy has said they are very likely to catch you out if you have to make a claim and then you could find yourself uninsured as well as helping the police with their inquiries!

I do know someone who got caught out. His insurance company paid out to the person he bumped but refused to pay out on his car, then he got taken to court and was fined. It's just not worth the risk.