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Classic Insurance: How Old Does The Car Have To Be?


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#1 G-baby158

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Posted 31 July 2010 - 12:08 PM

Hi, right my Rover 114GTa is a 95', Would this qualify for Classic Insurance as it's 15years old?

Also so i don't have to make another thread, if i was to become a TMF+ member would i be able to use the discount with my R100 instead of a Mini?

Thanks.

#2 Scallywag630

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Posted 31 July 2010 - 03:25 PM

Yes and Yes

#3 samg.t

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Posted 20 August 2010 - 05:00 PM

does the car have to be exactly 15 years old for example if you had a car made in december 1994 would it be a classic in january 2009 or december 2009? or are someinsurance not that specific thanks

#4 Scallywag630

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Posted 20 August 2010 - 05:28 PM

I have not seen an insurance form yet that asks for month as well as year of registration. I think they go by just year.

#5 samg.t

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Posted 20 August 2010 - 06:05 PM

I have not seen an insurance form yet that asks for month as well as year of registration. I think they go by just year.

ok thanks alot

#6 tommy13

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Posted 20 August 2010 - 06:42 PM

Not always, Son wanted to swap his classic mini insurance onto a 93 Mk3 Fiesta. Footman James fefused to accept the Fiesta as a classic. If you ask on here you will get a range of answers based on different peoples' experience, the only people who can answer accurately is the insurance company you wish to use.

Edited by tommy13, 20 August 2010 - 06:56 PM.


#7 carts60

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Posted 21 August 2010 - 01:10 AM

Tommy13 is correct, some classic insurers class some cars as classics whereas others don't.

My uni housemate couldn't get insured on his '87 Fiesta XR2 on any classic car policy as they all refused to accept it as a classic.

The age of the car also differers between classic insurers. My dad goes with a company called Peter James, who only take accept car over 20 as classics (as well as needing to be a classic marque), whereas Footman James say its 15 years old.

Everywhere is different, you just need to phone around and see how all the companies available differ in policy.

#8 Scallywag630

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Posted 21 August 2010 - 01:44 AM

I have classic insurance and ageed value with Hagerty and my car is a '96.

#9 Green-Chameleon

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Posted 21 August 2010 - 10:23 PM

Depends on the car.

For example, I am looking at insurance now. Footman James want me to have a pre 95 mini. Wont insure me on vauxhalls under 30 years of age and wont insure me on a 2Pug 205 less than 25 (i think).

Call up, most helpful insurance company iv ever come across. Infact, most helpful call centre i've ever come across.




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